Regulatory & Compliance6 articles
Regulatory ComplianceAug 2026→
Regulatory ComplianceFeb 2026→
AI GovernanceApr 2026→
Risk DataMay 2027→
Risk DataJun 2027→
SecurityFeb 2026→
When the External Auditor Arrives: The DORA Compliance Gap Nobody Talks About
Institutions with thoroughly verified DORA programmes discover external auditors arrive with significant findings. Both perspectives — bank and auditor — examined honestly.
Navigating DORA: What Boards Need to Know
The Digital Operational Resilience Act is now in force. Many institutions still underestimate the scope of board governance obligations and the architectural change the regulation demands.
The Architecture of AI: Building for the EU AI Act
The EU AI Act creates obligations that are architectural as much as procedural. Most institutions are treating it as a compliance exercise. That is a mistake.
BCBS 239: Why the Compliance Gap Persists After a Decade
The ECB's patience has run out. The 2024 RDARR Guide changes the calculus for institutions that believed they had done enough.
What a Decade of BCBS 239 Implementation Actually Reveals
Most institutions built a reporting layer on top of an unchanged data architecture. What the principles actually require is considerably more.
Operational Resilience Beyond DORA: Building What the Regulation Demands
DORA sets a floor, not a ceiling. Institutions that build real operational resilience treat the regulation as a starting point, not a destination.
Cloud & Architecture5 articles
Cloud StrategyMay 2026→
Cloud StrategyMar 2026→
Cloud StrategyJan 2026→
Cloud StrategyOct 2026→
Data ArchitectureJul 2026→
Sovereign Cloud in Practice: What Financial Regulators Actually Require
The gap between sovereign cloud vendor promises and what BaFin and the ECB actually require is substantial. A practitioner's guide to navigating the distance.
Cloud in Regulated Banking: Lessons from the Front Line
Moving core banking workloads to cloud in a BaFin-regulated environment requires considerably more than a migration plan. Architecture, governance and regulatory alignment must come first.
Building a Cloud TOM: What Actually Changes When You Move to Cloud
A cloud operating model is not simply a migration. It fundamentally changes how technology is sourced, governed and operated.
Digital Sovereignty in Practice: What the EU Framework Actually Demands
The EU Cloud Certification Scheme, GAIA-X and sovereign cloud offerings promise much. The gap between the marketing and the operational reality is significant.
From a Thousand Undocumented Interfaces to a Data Mesh
Legacy data architectures in established banks are built on decades of point-to-point integrations. Building a data mesh on top of that reality requires a different approach.
Transformation & Change5 articles
Core BankingMay 2026→
TransformationApr 2026→
TransformationJun 2026→
TransformationJul 2026→
Programme ManagementAug 2026→
The Legacy Trap: Why Banks Cannot Modernise Their Core Systems
Every major European bank runs core systems predating the internet. The reasons they cannot simply replace them are more subtle than most transformation programmes acknowledge.
Post-Merger IT Integration: Why It Always Takes Longer Than Anyone Plans
Every M&A transaction contains an implicit IT integration programme that is consistently underscoped, underfunded and under-managed.
Technology Risk in a Banking Merger: The IT Dimension
The technology integration in a banking merger is rarely scoped properly at due diligence. The failure accumulates slowly and visibly.
The People Dimension of Post-Merger IT Integration
Technology integration programmes that fail to account for the human dimension consistently underperform. The cultural integration is as hard as the technical.
Recovering the Failing Programme: A Framework for Diagnosis and Turnaround
Organisations rarely admit a programme is in trouble until the damage is severe. Recognising the signs early and rebuilding trust is a discipline in high demand.
Enterprise Architecture2 articles
Enterprise ArchitectureJun 2026→
Enterprise ArchitectureMay 2026→
Architecture by Committee: Why EA Governance Fails
The Architecture Review Board is too slow, too political and too disconnected from delivery to carry real authority. A practitioner's account of what works instead.
TOGAF in a Regulated Bank: What Works and What Does Not
TOGAF provides a comprehensive architecture framework. The challenge is that most organisations implement the governance mechanisms without the underlying architectural capability.
Technology Leadership4 articles
Technology LeadershipJun 2026→
Technology LeadershipJul 2026→
Technology LeadershipMar 2026→
Programme ManagementAug 2026→
The Real Cost of Technical Debt: Making the Business Case
Technical debt is universally acknowledged and almost universally underfunded. The reason is not a failure of understanding — it is a failure of framing.
When the CTO Leaves: Leadership Transitions and the Institutional Knowledge Problem
The knowledge that determines how a technology function works is rarely captured. When the CTO leaves, it leaves with them.
Leading Technology Through Regulatory Change
DORA, the EU AI Act and the evolving BaFin supervisory framework demand a new leadership posture from senior technology professionals in financial services.
Recovering the Failing Programme: A Framework for Diagnosis and Turnaround
Recognising the signs early and rebuilding stakeholder trust is a discipline that is poorly documented and in high demand.
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